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    Our Blog

    The Mortgage Process: What You Need to Know [INFOGRAPHIC]

    By hainescityfl123 | Feb 23, 2018

    The Mortgage Process: What You Need to Know [INFOGRAPHIC] | Simplifying The Market

    Some Highlights:

    • Many buyers are purchasing a home with a down payment as little as 3%.
    • You may already qualify for a loan, even if you don’t have perfect credit.
    • Take advantage of the knowledge of your local professionals who are there to help you determine how much you can afford.
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    Mortgage Rates on FIRE! Home Prices Up in Smoke?

    By hainescityfl123 | Feb 22, 2018

    Mortgage Rates on FIRE! Home Prices Up in Smoke? | Simplifying The MarketMortgage interest rates have already risen by over a quarter of a percentage point in 2018. Many are projecting that rates could increase to 5% by the end of the year. What impact will rising rates have on house values? Many quickly jump to the conclusion that an increase in mortgage rates will have a […]

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    80% of Renters Believe Homeownership is a Part of Their American Dream

    By hainescityfl123 | Feb 21, 2018

    80% of Renters Believe Homeownership is a Part of Their American Dream | Simplifying The MarketAccording to the latest Aspiring Home Buyers Profile by the National Association of Realtors (NAR), 82% of surveyed renters desire to own a home in the future, with 80% believing homeownership is a big part of achieving their American Dream. The profile went on to state that 50% of millennials believe that their rent will […]

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    2 Ways to Get the Most Money from The Sale of Your Home

    By hainescityfl123 | Feb 20, 2018

    2 Ways to Get the Most Money from The Sale of Your Home | Simplifying The MarketEvery homeowner wants to make sure they maximize their financial reward when selling their home. But how do you guarantee that you receive the maximum value for your house? Here are two keys to ensure that you get the highest price possible. 1. Price it a LITTLE LOW  This may seem counterintuitive, but let’s look […]

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    Top 5 Reasons to Hire a Real Estate Professional When Buying or Selling!

    By hainescityfl123 | Feb 19, 2018

    Top 5 Reasons to Hire a Real Estate Professional When Buying or Selling! | Simplifying the MarketWhether you are buying or selling a home it can be quite the adventure, which is why you need an experienced real estate professional to guide you on the path to achieving your ultimate goal. But in this world of instant gratification and internet searches, many sellers think that they can ‘For Sale by Owner’ or ‘FSBO.’ […]

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    Should I Wait Until Next Year to Buy? Or Buy Now? [INFOGRAPHIC]

    By hainescityfl123 | Feb 16, 2018

    Some Highlights:

    The Cost of Waiting to Buy is defined as the additional funds it would take to buy a home if prices & interest rates were to increase over a period of time.
    Freddie Mac predicts interest rates to rise to 5.1% by 2019.
    CoreLogic…

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    Calm Down! The Real Estate Market is NOT Falling Apart

    By hainescityfl123 | Feb 15, 2018

    Calm Down! The Real Estate Market is NOT Falling Apart | Simplifying The MarketThere has been tremendous volatility in certain markets over the last few weeks (for example, the stock and currency markets). When this happens, some tend to lump all of their investments together and create an almost ‘Armageddon’ scenario where everything loses value quickly and dramatically. Real estate is an investment that can get caught up […]

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    Which Comes First… Marriage or Mortgage?

    By hainescityfl123 | Feb 14, 2018

    Which Comes First… Marriage or Mortgage? | Simplifying The MarketAccording to the National Association of REALTORS most recent Profile of Home Buyers & Sellers, married couples once again dominated the first-time homebuyer statistics in 2017 at 57% of all buyers. It is no surprise that having two incomes to save for down payments and contribute to monthly housing costs makes buying a home more attainable. But, many couples […]

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    Low Inventory Pushes Home Prices Higher

    By hainescityfl123 | Feb 13, 2018

    Low Inventory Pushes Home Prices Higher | Simplifying The MarketAccording to CoreLogic’s latest Home Price Index, prices appreciated by 6.9% year-over-year from December 2016 to December 2017 on a national level. This marks the fifth month in a row with at least a 6.9% increase. Dr. Frank Nothaft, Chief Economist for CoreLogic, gave insight into the reason behind the large appreciation, “The number of […]

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    The #1 Reason to Sell Now Before Spring

    By hainescityfl123 | Feb 12, 2018

    The #1 Reason to Sell Now Before Spring | Simplifying The MarketThe price of any item (including residential real estate) is determined by ‘supply and demand.’ If many people are looking to buy an item and the supply of that item is limited, the price of that item increases. According to the National Association of Realtors (NAR), the supply of homes for sale dramatically increases every spring. As an […]

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    5 Reasons to Love Using A Real Estate Pro [INFOGRAPHIC]

    By hainescityfl123 | Feb 9, 2018

    Highlights:

    Hiring a real estate professional to guide you through the process of buying a home or selling your house can be one of the best decisions you make!
    They are there for you to help with paperwork, understanding the process, negotiations, …

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    Homeownership: “The Reports of My Death Have Been Greatly Exaggerated”

    By hainescityfl123 | Feb 8, 2018

    Homeownership: "The Reports of My Death Have Been Greatly Exaggerated" | Simplifying The MarketThe famous quote by Mark Twain in the title of this article can be used to describe homeownership in America today. Last week, the Census revealed that the percentage of homeowners in the country increased for the first time in thirteen years. A story in the Wall Street Journal gave these new homeownership numbers some […]

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    Where Are Mortgage Interest Rates Headed in 2018?

    By hainescityfl123 | Feb 7, 2018

    Where Are Mortgage Interest Rates Headed in 2018? | Simplifying The MarketThe interest rate you pay on your home mortgage has a direct impact on your monthly payment. The higher the rate the greater the payment will be. That is why it is important to know where rates are headed when deciding to start your home search. Below is a chart created using Freddie Mac’s U.S. Economic […]

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    Millionaire to Millennials: Don’t Rent a Home… Buy!

    By hainescityfl123 | Feb 6, 2018

    Millionaire to Millennials: Don’t Rent a Home… Buy! | Simplifying The MarketIn a CNBC article, self-made millionaire David Bach explained that: “The biggest mistake millennials are making is not buying their first home.” He goes on to say that, “If you want to build real financial security, real wealth for your lifetime, then you need to buy a home.” Bach went on to explain: “Homeowners are worth 40 times […]

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    Whether You Rent or Buy, Either Way You’re Paying a Mortgage!

    By hainescityfl123 | Feb 5, 2018

    Whether You Rent or Buy, Either Way You're Paying a Mortgage! | Simplifying The MarketThere are some people who have not purchased homes because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize, however, that unless you are living with your parents rent-free, you are paying a mortgage – either yours or your landlord’s. As Entrepreneur Magazine, a premier source for small business, explained in their article, “12 Practical […]

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    5 Reasons Homeowners Can Throw Better Super Bowl Parties! [INFOGRAPHIC]

    By hainescityfl123 | Feb 2, 2018

    Highlights:

    Watching the big game at home with your friends & family offers many advantages.
    There’s more room to entertain a large crowd and you don’t have to worry about complaints to your landlord if you cheer too loudly!
    The kitchen is big e…

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